Senior Executive, Trade Credit Risk and Operations
Ninja Van
Operations
Subang Jaya, Selangor, Malaysia
Posted on Apr 17, 2026
The Senior Executive, Trade Credit Risk & Operations is responsible for supporting daily credit assessment and credit operations activities, including customer onboarding, credit limit reviews, and portfolio monitoring. The role ensures credit decisions are made in a timely and accurate manner while maintaining sound credit risk control and supporting business growth.
Responsibilities
- Perform credit assessments for new customer onboarding, including basic KYC checks, financial review, and legitimacy verification.
- Review and approve credit limits within delegated authority and escalate higher-risk cases when necessary.
- Monitor customer credit utilisation, overdue balances, and overall portfolio exposure.
- Conduct periodic credit reviews and support credit limit adjustments
- Maintain accurate credit documentation and records.
- Identify early warning signs of credit risk such as delays in payment or deteriorating behaviour.
- Ensure adherence to internal credit policies and procedures.
- Support improvements to credit processes and basic automation initiatives.
- Work closely with Sales and other stakeholders to provide clear explanations for credit decisions
Requirements
- 2–5 years of experience in credit risk, credit analysis, loan underwriting, credit operations, or trade credit-related roles
- Bachelor’s degree in Finance, Accounting, Economics, Business, Banking, or related field
- Basic understanding of financial statement analysis and credit risk principles
- Strong analytical and critical thinking skills
- Good attention to detail
- Proficiency in Excel or Google Sheets (AppScript is an advantage)
- Ability to work in a fast-paced environment and meet deadlines
- English and Malay
- Strong judgment and decision-making ability
- Good communication and stakeholder management skills
- Ability to balance risk control with business needs
- Independent and team-oriented working style